PERSONAL FINANCE FUNDAMENTALS Imagine / Learn / Grow "Easy to Read, Learn & Use."

A foundation of basic money knowledge and skills
to help people of all ages live a happier financial life.




TMR uses your imagination to create a context for learning & living.
"...I Learned more about managing my finances in three days than I had learned my entire life." Dion S 11th Grade

The Money Ride (TMR) Mission
To provide an easy to read, learn and use, self-help book for teens and adults on the fundamentals of personal finance to help them gain clarity and confidence in managing their finances.
The TMR curriculum was created for homeschool and classroom. The content is adaptable to learning levels and provides topic content and focus as well as lesson continuity. It is the perfect compliment to any and all institutional online courses.
Best of all, downloads of the complete book (English & Spanish), teacher's guide, and toolbox are just $5 each—making personal growth affordable to help as many people as possible.
"The Money Ride is the ride of a lifetime and we are all on it!..."

The Money Ride (TMR) combines time-tested brain-based learning techniques, the author's 35+ years as a financial advisor and educator and over 15 years of classroom development.
Every element is designed to
provide the "know-what" and "know-how" of personal finance as a foundation for financial well-being and success.
No Artificial Intelligence (A.I.) was used to create and/or author the TMR content...O.I. only!

The Money Ride (TMR) has been an essential Personal Finance component within my
Senior Economics course since 2010.
From budgeting to saving
and investing, the concept of the “Opportunity Vest” puts all the tools to understanding how money works into a succinct package students can com-prehend and reference for a lifetime of informed financial decisions.
David Jones
La Jolla High School
"The book, its great! Its short and to the point which is PERFECT for a student and someone who gets easily confused, about money…"
Charlotte R. / 12th Grade
"The Money Ride book got me thinking about aspects of money that I had never thought about." I really like the 'Jiminy Cricket' effect of your budget system…"
Luis F. / 12th Grade
During his presentation, I really enjoyed hearing about how economics get applied in the real world and how your budgeting and money habits do have a major effect on your life.
Ian N. / 12th Grade

Economists assume people will do what they think is in their best interest.
As a professional advisor for 30+ years, I observed that financial trouble often starts in the gap between thinking versus truly knowing what’s in your best financial interest.
The Money Ride aims to help close the gap—turning uncertainty into clarity and hesitation into informed, confident action.
With some fundamental money knowledge and skills and self-awareness, anyone can take control of their finances and build a happier, more secure life.
"The Money Ride is the ride of a lifetime and we're all on it!..."
You can send me a message or ask me a general question using this form. I will do my best to get back to you within 24 hours.
7514 Girard Avenue, Ste.1727 La Jolla, California 92037, United States

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